Our Services

COMPREHENSIVE FINANCIAL PLANNING & DIVORCE FINANCIAL ANALYSIS 

Financial Planning:

When developing a customized financial program, I will walk you through a step-by-step process that is designed to help make you feel confident in your decisions regarding: 

 

 

  • How  to get more from investments.
  • How  to reduce exposure to risk.
  • How much money is needed to live comfortably in retirement.
  • Adequate cash reserves.
  • Saving for college.
  • Reduction of estate taxes and preservation of assets for heirs.
  • The right amount of life, disability and long term care insurance.    

     

    Once your goals have been established, appropriate strategies are customized to suit your vision and objectives.

    1. Tax-reduction strategies
    2. Investment management, including stocks and mutual funds
    3. Retirement planning
    4. Estate planning and preservation
    5. Asset protection through insurance and annuity products
       
       
       Divorce Financial Analysis

    As a Certified Divorce Financial Analyst I have the experience and training to help you with the financial side of your divorce regardless of whether you are doing it yourself or pursuing a mediated or a collaborative divorce.

    I work cooperatively with you, your attorney(s), and other financial professionals to develop a settlement that will work for you. Only an attorney can tell you your legal rights, but the final decision is yours, and you will want to know that you have made sound informed decisions.

    The Process:

    I collect financial statements, which allow me to calculate the assets and then project what each person will have financially over, 5, 10, 15 or more years using different scenarios. I work with individuals or both spouses. My goal is to show various projections based on different scenarios, that both spouses, as well as the lawyers, and judge, can examine during divorce proceedings to determine how to divide assets in order to reach a fair settlement that both parties can live with regarding:.

    Property Division Analysis
       Tax Issues
           Retirement and Pension
               Cash Flow
                   Budget Analysis
                      Debt Pay-off
                         Employee Benefits
                            Insurance Coverage
                              Children's Educational and Special Needs
                                 Alimony and Child Support
                                    Inflation

    Benefits:

    1. Learn how your divorce can be less damaging – emotionally and financially

    2. Learn what information you will need to gather and how it will be used

    3. Receive personalized illustrations based on your unique circumstances to help you:

    4. Understand pros and cons of settlement alternatives - Short term and Long term

    5.. Negotiate or collaborate with confidence

    6. See cash flow analysis - Before, During, and After Divorce

    7. See tax consequences of settlement alternatives

    8. See Retirement and Retirement Plan settlement alternatives

    9. Evaluate Buy-Out Options:House; Retiremen;tSupport

    Lawyers are good at dealing with the legal aspects of divorce, but I have found that many aren’t as proficient at dealing with the financial aspects, such as, tax implications, investments, stock options, deferred compensation, alimony, living expenses, pension plans, child support, and other benefits.



     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

     

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